Support clients with veterinary costs

Do you have a client who’s struggling to afford an unexpected vet bill? The Blue Cross Veterinary Care Fund may be able to help.

Our Veterinary Care Fund is here to help bridge the financial gap for clients we can’t reach through our hospital services. We can contribute up to £300 (£250 plus £50 VAT) towards the cost of veterinary treatment for those eligible, subject to budget availability.

Who the fund can help

We’re here for your clients who:

  • don’t have the financial means to pay for treatment
  • don’t qualify for Blue Cross hospital services (they may receive an eligible benefit but live outside our hospital catchment areas)
  • haven’t been awarded funding from us for the same pet within the last 12 months

Before applying, please ensure the client understands and agrees to:

  1. their pet’s medical history and treatment charges being shared with Blue Cross during the application process
  2. Blue Cross contacting them to provide further help, or ask for their support by sharing their pet’s story or becoming a Blue Cross supporter

What the fund covers

The fund is designed for emergencies, one-off treatments or euthanasia of small, common domestic pets (dogs, cats, rabbits and other small pets).

Use our fund guiding principles to help you assess case suitability before you apply:

  • A full recovery is likely (good prognosis)
  • The pet is likely to have a good quality of life after treatment
  • The treatment/surgery should cure the health problem
  • The fund amount requested can be used towards euthanasia, whether as the only treatment or the conclusion of a course of treatment (excludes cremation costs)

What the fund doesn’t cover

To make sure our limited monthly budget goes as far as possible, we’re unable to provide support for routine or specialist care, such as: 

  • preventative treatments – neutering, vaccinations, microchipping, routine flea and worm treatments
  • breeding related conditions - ie scans, caesarean, dystocia, misalliance medication
  • specialist/referral consultations, procedures and surgeries – including chemotherapy, hydrotherapy, spinal surgery, acupuncture, physiotherapy, CT/MRI scans or other related treatments
  • home visits or call outs
  • exotics, farm, wildlife or stray/abandoned animals
  • cremation fees – routine or private

A consultation must have taken place to confirm the treatment required. Treatment must be carried out either on the day of application or within one week following the application date.

We cannot provide funding where treatment has already been carried out.

Which practices can sign up to the scheme?

  1. The Veterinary Care Fund is only available to practices in the UK
  2. First opinion, general practices (excludes referral/specialist level consults/treatments)
  3. Unfortunately, we’re unable to support other charity organisations providing veterinary services via this scheme.  If you’d like to discuss other ways we can collaborate and support more pets and pet owners, please email us.

Important

Unfortunately, we're currently unable to accept new practices to the scheme - please check back for future updates.

Think you have a suitable case?

Apply for funding or log in to your account

How to apply for our Veterinary Care Fund

  1. Identify a suitable case based on the criteria above
  2. Set up or access your practice account (one shared account per practice) via our funding platform (hosted by Survey Monkey Apply)
  3. Complete your Veterinary Care Fund application
  4. Receive notification of your application submission immediately
  5. Receive a provisional award decision within two working days and we'll give you a purchase order number
  6. Log into your account to proceed or withdraw (if no longer needed) your application
  7. Submit documentation related to the treatment. Award payments are subject to documentation being submitted and approved within two weeks of the application date.
  8. Receive the final award decision via email
  9. Payment will be made by BACS within 30 days of the invoice date
  10. Blue Cross may review cases to ensure proper use of funds

2026 grants across Scotland are generously funded by The John William Hay Charitable Trust in partnership with Blue Cross.

Frequently asked questions

Check if you’re eligible for help at one of our veterinary hospitals and through our Veterinary Care Fund.

No, all applications must be assessed for suitability against our guiding principles and be submitted by a participating veterinary practice.

Generally, a pet can receive support once in a 12 month period. If a client has multiple pets that require treatment you can apply for each pet once in a 12 month period.

Payment can only be made to the veterinary practice. You must then discount the award amount from the client’s invoice and send us a copy as part of the application process.

Anything the client can pay towards the total treatment costs, means that our fund will go further and we’ll be able to help more pets. But, there may be occasions where the funded amount covers the total treatment cost and the client has no balance to pay.  

Yes, you’ll assess each case against our guiding principles and, providing it meets these, and the owner is aware of any additional/ongoing costs not covered by the fund, then we’d encourage you to offer our Veterinary Care Fund support. Treatment must be completed either on the same date of your application submission or within one week following this date.

The decision on whether or not to apply for funding is held with your practice. We would encourage you to support your clients as much as possible if their case meets the funding criteria, but you should also assess the clients ability to pay the remainder of the bill or any ongoing fees. Euthanasia is also covered by the fund.

We have a limited budget each month so that we can offer funding throughout the year. This means funding may close temporarily if the allocated budget has been awarded for the month.

Together we can help more pets and owners if we keep treatments as cost effective as possible. Although the fund covers both diagnostics and treatment, we recommend using how a patient responds to treatment as a way to help diagnose where possible.

Only carry out diagnostics that will directly affect the treatment choices and select treatment that has the best chance of being effective.

In recent years, the number of species kept as pets in the UK has dramatically increased, along with the knowledge and skills required to keep them. Therefore, our funding is only available for pets commonly domesticated in the British Isles, such as cats, dogs, rabbits, rats, mice, guinea pigs, hamsters, gerbils, ferrets, degus, chinchillas and small birds, such as budgies.
 

Due to limited funding, we’re only able to use the fund to support owned, domestic, companion animals. Exotics, farm animals, wildlife, stray or abandoned pets are not covered by the fund.

When you’ve identified a suitable case, you’ll need to submit your application through our processing website. If you’re new to the site, you’ll need to create a practice account, then you’ll be able to see and track all your applications in one place.

Once you’ve submitted your application, we’ll review it within two working days. If provisionally approved, we’ll email you with your unique PO number for that case.

Your purchase order number is unique to each individual application and cannot be transferred to another case or practice.

If our processing team have reviewed your application and given a provisional award offer, your account will move to ‘pending documentation submission’ status. When you open your application, you’ll be asked if you’d like to proceed with your application – there will be an option to withdraw your application here.

Withdrawing, means your application will automatically be closed off and the reserved funding amount will be reallocated to another pet needing support.

You’ll need to log onto your account (hosted by Survey Monkey Apply) and upload documentation for:

  • clinical history (relating to the treatment you’ve applied for funding for)
  • the client invoice (for the full treatment cost, showing the deduction made for the funded amount)
  • an invoice to Blue Cross – for the agreed funding amount. This must contain:

-    the date
-    the unique PO number associated with that case
-    the total funding amount
-    a breakdown of the VAT amount
-    be on headed paper
-    display your practice VAT registration number
-    invoice made out to Blue Cross, Shilton Road, Burford, OX18 4PF

Our payment terms are 30 days from the date of the invoice. We make two payment runs per month.

As long as you have uploaded all the relevant documents within two weeks of the treatment date, we will be able to help, if you’re unable to confirm the amount covered by the insurance by the cut off date we will be unable to allocate funding as the application will be automatically closed after this time and the funds will be allocated to another case.

Once you’ve submitted your application, we’ll email you within two working days to let you know if funding has been provisionally allocated for your case. As long as you upload all the relevant documents within two weeks of the treatment date, payment will be made by BACS within 30 days of receipt of your invoice to us.

Once you’ve set up your account in our application processing platform (hosted by Survey Monkey Apply), you’ll be able to submit multiple applications, track and manage all your applications in one place.

All sites can register. Each site will need create an account via our processing platform.

No, there is no cost to the practice to be part of the scheme, although we’d be really grateful if you could think about us for any fundraising activities to help us support more pets and people in the future.

If clients contact us in relation to the Veterinary Care Fund, we will notify them if their practice is part of the scheme and advise them to contact them directly. It is the practice’s decision, upon a vet assessing their case against our guiding principles, whether or not they have a suitable case to apply for funding.

Log in to your account, you’ll be able to see all of your submitted applications and their current status within the processing stages. If you have any problems please call or email us.

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— Page published 21/04/2023